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IFCA and Bad Faith
If an insurance company denies your claim for benefits that your are legally entitled to, you may be able to file a Bad Faith claim.
What is IFCA?
IFCA, otherwise known as the Insurance Fair Conduct Act, is legislation enacted to ensure that your insurance company complies with specific requirements and conduct. IFCA requires that insurance companies:
- Do not deny claims without conducting a reasonable investigation,
- Do not misinterpret facts or policy language,
- Conform to rules regarding when a claim is to be settled,
- Abide by several other obligations.
What Can I Do?
If you feel that you have been wrongfully dealt with by your insurance company, contact Anderson Law to see what can be done for your specific case. An attorney can help you through the difficult process of obtaining the benefits you are entitled to under your policy of insurance. Not only will Anderson Law provide this needed help, the Attorneys at Anderson Law are experienced and know how to maximize the benefits you can receive. Don’t hesitate, contact Anderson Law today.
What losses can be recovered in a Bad Faith and IFCA claim?
If an insured’s bad faith claim is successful, he or she can generally recover the following losses. Proving these losses in court may require testimony from medical experts, expert economists and other expert witnesses.
- Attorneys Expense
- Benefits of the Insurance Policy
- Emotional Damage
- General Damages
Learn more about what Washington law says about insurance bad faith claims…
- Washington state insurance bad faith law
- Unreasonable denial of a claim for coverage or payment of benefits
- Unfair practices — remedies and penalties
