Washington’s Insurance Fair Conduct Act (2007)

So far this year, Anderson Law has represented nine clients who have filed complaints under Washington's Insurance Fair Conduct Act (IFCA) for automobile or personal injury claims. Five of them have been against State Farm Insurance, two against USAA, and one each against Travelers and First National insurance companies. Because of the legal remedies allowed under the IFCA, including treble damages and attorneys' fees, these types of claims are often resolved within months of filing suit.

Do you know your insurer? (State Farm edition)

If you live in Washington State, chances are you, or someone you know, is insured by State Farm. According to the Washington State Office of the Insurance Commissioner, State Farm is the largest automobile insurer in the state. In 2013, they received approximately 14% ($555,000,000) of all Washington auto premiums, nearly double the second largest insurer. So, they are the biggest, but are they the best in customer satisfaction?

Negotiating Can Be Tricky

Have you ever regretted saying something, even though you didn’t intend to offend? In personal injury claims, it seems that barbs are traded on an all-too-regular basis. Even though it’s usually by the insurance defense, since adjusters and attorneys for insurance company don’t seem to have much to lose, unlike my clients who have often had their lives turned upside down, I have to admit I’ve occasionally fallen into the fray. This is my account of one of those (very tame) times.

New Study Shows Higher Attorney Involvement to Receive Insurance Benefits

A new study from the Insurance Research Council shows more people are hiring attorneys to receive first party insurance benefits (in Washington State, this primarily includes Personal Injury Protection and Uninsured or Underinsured Motorist Coverage). The conclusion of the study, funded by the insurance industry, is that attorneys are delaying claims settlement and that the insured is ending up with less money than if they hadn’t hired an attorney.

Nonsense. Crazy. Ridiculousness.

Tips for Safe Driving

 Since we are enjoying warm weather and entering the most dangerous time of the year for driving (yes, summer, not winter), I thought I would share my own practical advice on safe driving. In other words, how to avoid crashing your car. Or better yet, how to prevent bad drivers from crashing into you.