Washington Supreme Court enforces PIP medical benefits law

 The Washington Supreme Court recently made a decision that improves acceptance of Personal Injury Protection (or PIP) Medical claims. Insurers routinely deny these types of claims, contrary to state law, and the new decision tightens former loopholes.

 
PIP insurance is included in an auto insurance policy, and covers medical expenses and other services for those involved in a collision, regardless of fault. The law requiring PIP insurance to be offered to everyone buying auto insurances also gives the insurer the ability to deny coverage for PIP benefits - but only if the claims are not “reasonable, necessary, or related” to the accident, or if claims are made over 3 years after the accident.